• Skip to primary navigation
  • Skip to main content
  • Skip to footer

1300 276 628

enquiry@brokersnational.com.au

  • Facebook
  • LinkedIn
Property Insurance Brokers

Property Insurance Brokers

Commercial property insurance specialists

  • About Us
    • Our Company
    • Affiliations
    • Our Property Insurers
  • Commercial Property Insurance
    • Warehouse Insurance
    • Factory Insurance
    • Retail Shop Insurance
    • High Risk Property Insurance
    • Industrial Special Risks Insurance
    • Commercial Strata Insurance
  • News
  • Claims
  • Contact Us
Request a Quote

Commercial Strata Insurance

​If you own a commercial property unit, warehouse or office, and you're sharing common space with other, you don't want to be left to foot the bill if there's damage to share parts of the building or items. Commercial strata insurance protects the building and common area's or facilities, with the premiums pad for by the owners corporation.

​Who should consider Commercial Strata Insurance?

​Commercial strata insurance is compulsory in every state - so if you're part of an owners corporation in a commercial unit, office block, or warehouse, the owners ​corporation will need commercial strata insurance. Property Insurance Brokers can arrange strata insurance on behalf of the owners corporation.

​What can Commercial Strata Insurance cover?

 The key covers on a commercial strata insurance policy are:

  • ​Building and Common Contents - any equipment or items that are in common areas for which the owners' corporation is responsible. This can also cover loss of rent.
  • ​Public Liability - If people are injured on common property
  • ​Personal Accident for Voluntary Workers - compensation to any person injured while carrying out voluntary works on behalf of the owners' corporation
  • ​Office Bearer's Liability - For office bearers if a claim arising from wrongful acts by the office bearers
  • Fidelity Guarantee - Loss arising from misappropriation of funds belong to the owners' corporation.
  • Mechanical and Electrical Breakdown- Physical damage to machinery or electrical items cause by breakdown - for example:  common lifts, or air conditioners.

​What usual isn't covered under Commercial Strata policy?

Exclusions, the excess you need to pay and limits of liability can vary greatly depending on the insurer. Policies generally won't include cover for:

  • Asbestos
  • Erosion or Earth Movement
  • ​Contents within commercial units, offices, or warehouses
  • ​Loss or Damage caused by Flood unless You take Optional Cover
  • Act of Terrorism
  • War
Ready to get your property insurance quote?

Receieve quotes from multiple insurers and underwriters, tailored to your needs.

Request Quote

Footer

  • Melbourne - Head Office
  • Level 1, Shop 33 Hub Arcade
  • 15-23 Langhorne Street
    Dandenong, VIC 3175

  • Sunshine Coast, Queensland
  • Suite 4, CA 6-10
  • Noosa Boardroom, Noosa Civic Commercial
  • 28 Eenie Creek Road
  • Noosaville Qld 4566

  • Phone: 1300 276 628
  • Email: enquiry@brokersnational.com.au
  • COMMERCIAL PROPERTY
  • Industrial Special Risks Insurance
  • High Risk Property Insurance
  • Commercial Strata Insurance
  • Warehouse Insurance
  • Factory Insurance
  • Retail Shop Insurance
  • Home
  • News
  • Company Profile
  • Our Property Insurers
  • Property Insurance Brokers Affiliations
  • Commercial Property Owners Insurance Australia

Copyright © 2022 Doug Kerr Insurance Consultants P/L AFSL 246366.
Property Insurance Brokers website is managed by Brokers National

Financial Services Guide   Privacy Policy    General Advice Warning